Services & Trade

This category includes the service sector, retail, logistics, finance, e-commerce, and tourism, alongside trade policy and investment trends. It covers import/export dynamics, banking regulations, stock market movements, and infrastructure development. With increasing integration into regional and global trade, this section provides insights into consumer behavior, foreign investment, and evolving service industries.

Banking: Credit growth boosts Q1 profits, but deposit costs and provisioning rise

Vietnam’s system-wide credit grew 3.93 percent by March 31, nearly triple the pace in Q1 2024, Kinh Te Saigon is reporting. This supported high profit growth at banks like SeABank (+189 percent), MBBank (+45 percent), HDBank (+33 percent), and Sacombank (+38 percent), however, the publication also notes that rising bad debts led to increased credit risk provisioning, with rising deposit interest costs also putting pressure on banks’ margins.

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Help Wanted: Business Development Manager (Freelance)

We’re looking for a self-starting freelance Business Development Manager to help shape and grow the-shiv’s commercial strategy. You’ll be responsible for identifying new revenue opportunities, pitching services, and building partnerships. While you’ll have access to editorial support and product guidance, you’ll need to develop and drive your own sales strategy from scratch.

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Finance: Vietnam’s insurance market grows 5.6 percent in Q1 2025

Vietnam’s Total insurance premium revenue in Q1 2025 reached VND 56.58 trillion or US$2.26 billion, up 5.62 percent year-on-year. Non-life insurance recorded VND 22.01 trillion or US$880.4 million, rising 10 percent, with life insurance reaching VND 34.56 trillion or US$1.38 billion, growing 3 percent, according to data from the Ministry of Finance.

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Public transport: Vietnam’s metro targets at risk without unified standards

Vietnam lacks a complete, harmonised framework for metro construction, making it harder to train engineers, approve designs, and maintain infrastructure over time, engineer Le Van Cuong, who consulted on Ho Chi Minh City’s Metro Line 1, has told VN Express. Moreover, he has warned that inconsistent standards lead to higher costs, longer build times, and difficulties in operations and maintenance.

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Tourism and hospitality: Vietnam tourist arrivals from the Americas down 10 percent in March

Vietnam welcomed 104,874 tourists from the Americas in March 2025, down 10.3 percent from February, according to data from Vietnam’s General Department of Statistics. However, total arrivals in the first quarter reached 341,501, a 13 percent increase compared to the same period in 2024, marking a significant boost to Vietnam’s tourism industry from the Americas.

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Tourism and hospitality: Vietnam March tourist arrivals from Asia top 2 million

Vietnam welcomed 2.05 million tourists from Asia in March 2025, up 8 percent from February, according to data from Vietnam’s General Department of Tourism data. For the first quarter, tourist arrivals from Asia reached 4.71 million, marking a 34 percent increase compared to the same period in 2024 and a significant boost for Vietnam’s tourism industry.

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