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Banking and finance: Vietnam’s finance and insurance sector sees US$142 million in March FDI commitments

The finance, banking and insurance sector attracted US$141.94 million in foreign direct investment in March, according to the latest data from the Ministry of Industry and Trade. This included just 1 new project valued at US$2 million.

Breakdown by activity:

  • No capital increases were reported for existing projects.
  • 2 shareholding adjustments accounted for US$140 million, representing nearly the entire monthly total.

Vietnam’s banking and finance industry is a complicated beast. Vietnam’s growing economy has seen demand for banking, finance, and insurance services soar. However, the banking industry is also often used as a lever for managing the economy with pressure applied by the government to lower interest rates and to lend more, sometimes to the detriment of their long term sustainability.

See also: Banking in Vietnam: Industry Overview

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