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Vietnam’s amended Law on Credit Institutions sees more restrictive ownership limits

Vietnam’s National Assembly last week passed revisions to the Law on Credit Institutions intending to provide greater transparency to the banking sector in the wake of a number of high-profile scandals, The Investor is reporting.

Key takeaways

  • Lenders will need to make public shareholders with a stake greater than 1 percent;
  • Institutional shareholder cannot hold more than 10 percent of a lender;
  • Individual shareholders and related persons cannot own more than 20 percent of a lender;
  • State ownership and foreign ownerships are exempted;
  • Maybank Securities Vietnam (MSVN) says these amendments could impact lending plans of some banks. They may also create problems for capital-intensive businesses.

Note the amended law still needs to be announced by the president for it to be official, This is expected by February 1.

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